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Our Products & Services

Learn more about EBO products and services. 

EBO Partner Banking

EBO Cooperative is committed to bringing online banking services to all members of its cooperative to their doorstep. Our Partner banking services consist of:

A. The Online Banking Services (EBO Cooperative Wallet) App

As a member of the cooperative organization that has the EBO 10 Digits account number, you will be able to easily carry out all kinds of online banking services such as transfer Money directly from your EBO 10 Digits account to any other bank nationwide.
 
You will also be able to receive money from any other bank nationwide directly into your EBO 10-digit account.
 
You will also be able to buy Airtime / Data, subscribe to your Dstv / Gotv, and Pay for your Water / NEPA bills, all directly from your EBO 10 Digits account.

In some cases, some transactions in EBO 10-digit accounts are free for members while others have little charges on them and a compulsory monthly account maintenance fee.

For members of the cooperative organization to easily carry out transactions from their EBO 10 Digits account it’s recommended that they should download the Online Banking Services (EBO Cooperative Wallet) App directly from Google Play Store / Apple Store on their phone or any other devices.

Members of the cooperative organization that have the EBO 10 Digits account will also be able to use to approved given USSD code of EBO Cooperative to carry out transactions as listed above directly from their EBO 10 Digits account.

B. EBO Debit (ATM) Card

With the help of the EBO Debit (ATM) Card members of the cooperative organization will be able to easily carry out any of the above-listed online banking services directly from their EBO 10 Digits account. It is not compulsory for all members of the cooperative to have the EBO Debit (ATM) card, only those who are interested and card available on the ground.

C. EBO POS Machine

To elaborate, the Point of Sale (POS) system is a lucrative business when managed effectively. EBO has introduced the EBO POS Machine, designed to enable members and the general public to conduct financial transactions seamlessly. This initiative contributes to generating inflow and surplus (Profits) for EBO on a daily, weekly, monthly, and yearly basis. Importantly, the EBO POS Machine is 100% owned by EBO Stakeholders Group Members as part of the cooperative’s investment portfolio.

EBO Digital Contribution Box Business Platform

(Daily, Weekly, and Monthly Contribution Plan)

Due to the rise in digital banking and cashless transactions, piggy bank savings is becoming outdated, and most people complain about their piggy bank insecurity/or stolen.
This business plan allows you to save money in the comfort of your home using your mobile devices, ATM card plan, or through the help of our agents.

This contribution system allows members to contribute their monies on a daily, weekly, or monthly basis for an agreed duration and for as low as N200 daily N1,400 weekly, or N6000 monthly.

The EBO Digital Contribution Box Business Platform assists registered members to get back three (3) times the amount members have contributed to the cooperative as a loan with a low-interest rate with or without collateral.

However, EBO loans are granted to members strictly for business purposes and such members must have a good financial record in their business.

EBO Investments

EBO Shares, exclusively acquired by EBO Stakeholders Group Members, are meticulously managed by the National Management Team Board of Trustees. These funds are strategically invested in various business ventures, like Real estate, Sharp-sand dredging, etc. See the details of various investments below

1. EBO Sharp Sand Dredging, Sales And Supply Investment

For clarity, Sharp Sand Dredging involves the extraction of sand and gravel from various water bodies using dredging machines. This venture focuses on supplying sharp sand, crucial for construction purposes. EBO’s significant investment in Sharp Sand Dredging, Sales, and Supply aims to generate inflow and surplus (Profit) on a daily, weekly, monthly, and yearly basis. Notably, this investment is 100% owned by EBO Stakeholders Group Members.

2. EBO Properties / Real Estate Development Investment Business

Real estate development encompasses activities from renovating existing buildings to purchasing raw land. EBO’s substantial investment in Properties/Real Estate Development aims to generate inflow and surplus (Profit) on a daily, weekly, monthly, and yearly basis. This venture is 100% owned by EBO Stakeholders Group Members.

3. EBO Agriculture Investment Business

Agricultural business involves the farming, management, and marketing of agricultural commodities. EBO’s significant investment in the agriculture sector aims to generate inflow and surplus (Profit) on a daily, weekly, monthly, and yearly basis. This investment is 100% owned by EBO Stakeholders Group Members.

4. EBO Hospitality Investment Business

The hospitality industry provides services in accommodations, food and beverage, and travel and tourism. EBO’s substantial investment in the Hospitality sector aims to generate inflow and surplus (Profit) on a daily, weekly, monthly, and yearly basis. This investment is 100% owned by EBO Stakeholders Group

5. Human Capital Development / Empowerment

Human Capital Development enhances the skills, knowledge, and overall potential of individuals within a society or organization. EBO allocates a percentage of its surplus (Profits) annually to invest in human capital development for both members and non-members, positively impacting lives.

6. EBO Importation / Exportation Investment Business

EBO’s investment in Importation/Exportation aims to generate inflow and surplus (Profit) for the cooperative. This venture is 100% owned by EBO Stakeholders Group Members.

7. General Profitable Business As Discussed, Agreed, And Decided By The National Management Team Board Of Trustees

How To Join

Anyone who shares our Values and Principles and wants to do business with us is welcome to join as a member. To become a member, you can apply by any of the following means:

1. Download the EBO Mobile App on Google Play Store or Apple Store to register and become a Member.

2. Visit any of the EBO Offices Nationwide or to register and become a member;

3. Call any of the available customer service care phone numbers or send an email for assistance.

4. Pick up a membership form at any of our offices Nationwide and pay a non-refundable amount as a membership registration fee. and wait for maximum of 7 working days to receive confirmation from our agent; and enjoy the benefits of being a committed member.